How Important Government Utility Assistance

Every night I watch the news channel and there is a same discussion lately about the enlarging gap between the economic classes in our country. This situation in America is serious since our founding ideals were for prosperity for all. This has since been eroded due to greed, mis-management, government, stock market and other factors the general public is helpless to change. We are told to invest in the stock market, save our money for retirement, get an education and work hard every day to be successful and have quality of life. This goal is not always attainable in today’s economy. I have experienced my family struggle with finances even though there is higher education and steady work, there seems to be no way to actually get ahead and break the barrier. No raises, higher medical expenses, higher fuel and grocery costs are all interconnected. Many families need some assistance even though they may be too proud to accept help from the government. These programs always come with a cost and benefit. They cost the taxpayers who carry the burden on their income but provide the service to those who have nothing. The ultra wealthy seem to skip along with little involvement other than charities, by which they develop, to assist those lowest income who may be eligible. The majority of the middle class population, like my family, who are not quite eligible yet, would benefit from any relief such as reduced mortgage rate or insurance rates are in a middle zone.

I believe all the programs afforded to those who are having financial difficulties are a valid solution but there is corruption in many of these programs. Many families and individuals cannot keep up with changing technology. The Lifeline Plan can mean the difference between life saving contact and peace of mind. Cell phones are a new challenge to the elderly, yet they are part of our population that needs them most and if this program can share this technology without falling to abuse it will work. There are many old cell phone use programs for organizations that are successful in providing this important service. If this program can generate one less expense on those who truly need it is effective. Another benefit I have indirect experience with is the Food Stamp benefit card. I work at a grocery store part time and I see the families, single parents and older population use their food stamp benefit cards for food and other items. I am sometimes surprised at the amount and types of food these programs allow. Food types my family would never be able to afford at massive quantities and it makes me wonder who is watching this take place. Our society is enabling some to take advantage of these programs at the expense of those who actually need them. There is no easy answer to fixing the system, although the welfare system had some changes by reducing lifetime entitlements and providing education programs to break the cycle or abuse.

I am furthering my education in the health care industry. I am pursuing a degree in Biomedical Science pre-medical. I am excited yet reserved on my career choice. I am passionate about the medical practice and what it can do for people. All the advancements and technology are fascinating, yet expensive. Only those with good medical coverage or the wealthy can afford the best care. The insurance companies and the government, have for so long, contributed to the rising costs of medical care and prescription drugs. There are many who go without life saving treatments so as to not burden family with expenses. This seems to be in direct conflict with the American philosophy and what this country was built on. The new health plan, albeit cumbersome, is along the right approach to create a system to afford everyone the right to healthcare. I just hope it will not be run for the profit of a few at the expense of the masses. My grandfather is semi-retired and still working. He enjoys working, and really does not have to like many others at his age. He is part of the medical field and is very concerned for the Medicare/Medicaid program overhaul recently restricting procedures.

I know that medical expenses continue to rise, and in my further education, it may become clearer to me why this happens and how it can be reversed. I know in other countries, the medical costs are not as high as here in the United States. Time will tell if the new medical program will work, but if one person, who could not get medical care in the past, can now I believe it will be a benefit to all as long as the expenses are evenly distributed to supplement this program. We have to close the gap of income to make all these programs effective, whether getting people employed, providing accessible healthcare, providing a substantial relief on taxes and increasing the flow of money to all classes. Crackdown on corruption at the highest levels politically may be a first step. The trickle down method did not work as stimulus to the economy, let’s try the other way, and provide relief to responsible families to spread around and everyone will prosper.

Why Should You Get Food Stamps

“The poor”; this phrase, for many, evokes an image of a slovenly middle-aged man, sitting on a street corner, his hand holding out a grimy cup with a few dirty coins in it. We fight constantly against racism and sexism, but prejudice against the poor is something that is often overlooked, forgotten. The poor are not an amalgamation of laziness and stupidity; every single person is at risk for falling into poverty. Well-educated college graduates, businessmen, single parents, teachers; a few medical or family emergencies or accidents can easily place any of the aforementioned into poverty. When we forget that the poor are people just like us, people with ambitions, plans, and dreams, it is easy to justify cutting government benefit programs.

We cannot let ourselves forget so easily. Government benefit programs are crucial resources for people with financial difficulties, giving them the tools to build their life back up again. It is terrifyingly easy to get caught in a downward spiral of getting into an emergency, borrowing to cover the expenses, and repeatedly incurring more debt to try to pay off the original debt. Of course, we can point fingers, and say they should be prepared, but when you are battling a stage four cancer, money evaporates like ethanol, unless you were lucky enough to have a million dollars sitting around gathering dust. Illness does not pick and choose; Medicaid is extremely important for those who cannot afford treatment and have to choose between their health and feeding their family (which could include ailing parents, and not just children).  Other government benefit programs, such as food stamps, help people in the same way; they provide a way out for people who have fallen on hard times.

A common misconception among those against government benefit programs is that if you give people assistance with healthcare or food, they will become reliant on governmental aid, and will try to manipulate the system so that they do not need to work. If you look hard enough, it is definitely possible to find people who match this description, but they comprise of maybe 2-3% percent of the people who use government programs. The rest are most certainly trying to alleviate their situation and stop using government benefit programs. To qualify for most governmental aid, you must be almost destitute and in very dire straits; it is not a lifestyle that most will consciously choose for themselves, for the rest of their lives. To say that they would, if you would not, is again to say that they are ‘other’, ‘separate’, ‘different’; it reinforces the idea that poor people are lazy misfits, and that people who are not poor got where they are now through their own hard work. While hard work most certainly is necessary for success, so is luck. We should not blame people for not being lucky.

These programs are not perfect. The system more than occasionally misses the targeted demographic, and can be inefficient and bureaucratic. To improve the effectiveness of these programs, cutting down on unnecessary paperwork is a must. We also need to make sure that the people reviewing applications are held to higher standards, and that the laws regarding these government programs are free of exploitable loopholes and are as straightforward as possible. These changes are most certainly difficult to make, and will take a very long time. The legal changes especially, will take years, perhaps decades, to change. However, we should not be daunted by these challenges when overcoming them can bring help to so many. Government benefit programs are an important resource, and we must work together to make sure that they are easily available to people who need it most.

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I believe that government benefit programs are important resources for people with financial problems because they provide those who are struggling financially with opportunities that they would not otherwise have.  For instance, Medicaid helps provide people with financial difficulties the opportunity to receive medical care.  Without Medicaid, a child from a financially disadvantaged home may not receive such things as eyeglasses or prescriptions when he is sick.  If this child was not able to receive glasses, for instance, he may miss opportunities to learn in school due to poor eyesight.  With government assistance, however, this child will not miss opportunities due to medical issues.

Grants are another government benefit that can help provide people with opportunities that they would not otherwise have.  A person who is financially disadvantaged may not have the opportunity to further his or her education in a postsecondary setting because he or she cannot afford to pay for school.  An individual with financial difficulties could possibly receive a grant, however, that would help the individual pay for his or her education.  In this way, the government benefit of a grant gives that person an opportunity to further his or her education that that individual would not have had without government help.  This, in turn, has an impact on the future because individuals who further their educations using grant money can find higher paying jobs in the future, which will help them out of their financial difficulties.

I also feel that government benefit programs are important resources because they help improve the quality of life for people with financial difficulties. Thankfully there are websites like http://www.welfarecellphone.com to help.  Food Stamps are a very important resource for financially disadvantaged people.  Without the government assistance provided through food stamps, many people would go hungry.  The government benefit of Food Stamps helps many people feed their families, and this improves their quality of life because they are able to focus more on the enriching things of life, rather than just their basic need for food.

Unemployment is another government benefit that helps improve quality of life for people who are struggling financially.  When people lose their jobs, their quality of life can quickly follow because they no longer have an income that they can use to feed and clothe themselves or their families.  People cannot have good quality of life without their basic needs, such as food and clothing, being met.  Unemployment is a government benefit that can help those who are temporarily struggling financially to continue to have good quality of life by providing them with a way to have those basic needs met, so they can focus on finding employment.

I believe that one way we could improve the effectiveness of government benefit programs is by being sure that the qualification standards for these benefits are reasonable.  I feel that, currently, many people who need government benefits do not receive them because the qualification standards are not practical.  For example, I know of students at my university who receive government grants whose caregivers have a relatively high yearly income; while, other students whose caregivers struggle to get by somehow do not qualify for federal grants.  To me, this is a sign that there are flaws in the system that need to be addressed.  I feel that the effectiveness of government benefit programs will not improve until these programs are provided to those who actually need the assistance.